Adam Lofgren

Articles by Adam

New Flexibility on Student Loan Debt Can Help New Home Buyers

By Adam Lofgren Assistant Vice President, Mortgage Lending NMLS # 1087502 INB mortgage lenders now have some flexibility in calculating your debt-to-income ratio if you have student loans. This change can make it easier to qualify for a loan, and it could make you eligible to buy a home. While this is a seemingly small…
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Lender Spells Football ‘R-E-S-P-E-C-T’

By Adam Lofgren Assistant Vice President, Mortgage Lending NMLS # 1087502 When you choose to be a high school football player, there’s the structure, the pain, the exhaustion. I know. I’ve been there. I was once a high school football player at Richwoods High School. I learned a lot of great life lessons from Coach…
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INB joins Peoria campaign: ‘I’ve Decided’

By Adam Lofgren Assistant Vice President, Mortgage Lending NMLS # 1087502 “I’ve Decided” is a campaign powered by Peoria area businesses and organizations. The group’s members have a goal of leading by example, providing ongoing resources to the community, and motivating people to successfully complete a positive lifestyle choice. INB recently decided to get behind…
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Home Appraisals Help Assure a Property’s Value

By Adam Lofgren Assistant Vice President, Mortgage Lending, NMLS # 1087502 You’ve found the perfect home, but the appraisal indicates the home is worth less than the seller’s asking price. Will INB lend you what the seller is asking? No . . . and neither will any other reputable lender. A home appraisal is one…
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