Adam Lofgren

Articles by Adam

New Flexibility on Student Loan Debt Can Help New Home Buyers

By Adam Lofgren Assistant Vice President, Mortgage Lending NMLS # 1087502 INB mortgage lenders now have some flexibility in calculating your debt-to-income ratio if you have student loans. This change can make it easier to qualify for a loan, and it could make you eligible to buy a home. While this is a seemingly small…
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Lender Spells Football ‘R-E-S-P-E-C-T’

By Adam Lofgren Assistant Vice President, Mortgage Lending NMLS # 1087502 When you choose to be a high school football player, there’s the structure, the pain, the exhaustion. I know. I’ve been there. I was once a high school football player at Richwoods High School. I learned a lot of great life lessons from Coach…
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INB joins Peoria campaign: ‘I’ve Decided’

By Adam Lofgren Assistant Vice President, Mortgage Lending NMLS # 1087502 “I’ve Decided” is a campaign powered by Peoria area businesses and organizations. The group’s members have a goal of leading by example, providing ongoing resources to the community, and motivating people to successfully complete a positive lifestyle choice. INB recently decided to get behind…
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Home Appraisals Help Assure a Property’s Value

By Adam Lofgren Assistant Vice President, Mortgage Lending, NMLS # 1087502 You’ve found the perfect home, but the appraisal indicates the home is worth less than the seller’s asking price. Will INB lend you what the seller is asking? No . . . and neither will any other reputable lender. A home appraisal is one…
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Mortgage Commercial Running in Peoria Market

By Adam Lofgren Assistant Vice President, Mortgage Lending, NMLS # 1087502 Our first Peoria-area TV commercial is now running.  About a month ago, I told you a couple of my clients had agreed to appear in a commercial about the bank.   And now, if you’re a Comcast subscriber, you can see it when you’re watching…
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Peoria Commercial Shoot

Behind the Scenes of Our Commercial Shoot Adam Lofgren Assistant Vice President, Mortgage Lending, NMLS # 1087502 When I was asked to suggest a mortgage client who would be willing to appear in a commercial about the bank, I immediately thought of Mike and Ashley Gavic, a young couple who’d recently worked with me to…
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Self-Employed? Tips on Applying for a Mortgage.

Adam Lofgren Assistant Vice President, Mortgage Lending, NMLS # 1087502 Without the paycheck stub and W2 forms most employees are provided, being approved for a mortgage loan when you’re self-employed might mean an added a layer of complexity to the loan process. When it comes to the bank looking at your tax information for proof…
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Before House Shopping, Qualify for Mortgage Loan

By:  Adam Lofgren Assistant Vice President NMLS # 1087502 It can be exciting to explore open houses or wander around the web for properties on the market, dreaming of purchasing your perfect home. But the process to buy a house should actually start with me or another mortgage lender . . . by getting prequalified…
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