Austin Graham to Represent INB in Leadership Springfield

By: Cayla Keyes South Sixth Branch Manager NMLS # 662877 South Sixth Street’s Universal Banker Austin Graham is planning to improve his leadership skills, get to know more of our community’s businesses and business executives, and learn how innovators think thanks to his participation in the Greater Springfield Chamber of Commerce’s upcoming Leadership Springfield program.…
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With Planning, the Money Will Take Care of Itself

By Rick Schramm Senior Vice President, Commercial Lending A friend shared a story with me about a conversation he had with his late father. My friend was debating whether to spend money to take a possible trip. His dad responded, “Take the trip – at a certain point, the money takes care of itself.” Interesting,…
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Do You Need $1 Million for Retirement?

By Rick Schramm Senior Vice President, Commercial Lending, NMLS #662906 Reality is, you will likely need the $1 million portfolio. In his book, You Can Retire Sooner Than You Think, Wes Moss outlines the $1,000 per Month Rule. The rule is this: For every $1,000 per month you want to have at your disposal in…
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INB values ‘life’ just as much as ‘work’ for employees

By Kelley Himmelberg VP, Director of Human Resources On a Thursday morning in late spring, Natalie Dodson was up early to exercise before packing her kids’ lunches. She had a full schedule of appointments and closings for her career as a mortgage lender for INB, but she arrived at the office early to complete all…
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Detailed Planning Critical to Small Business Success

By: John Wilson Chief Lender, Executive Vice President A few years ago, John Maxfield, senior vice president of commercial lending here at INB, was approached by a man who had gained experience in a certain industry and was interested in starting his own company in that industry. “He was very sharp, he had a business…
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Dave Ramsey’s Legacy Journey Drives the Why Behind the How

By Christopher M. Parks, CFP® INB Senior Vice President Personal finance might seem boring at first – all those numbers, all those bills – but it’s when you start to examine the reasons why you do the budgeting and planning that can bring excitement to otherwise mundane, repetitive tasks. Dave Ramsey is well-known in the…
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INB helps to create a financially savvy younger generation

By Kelly Raison AVP, Branch Manager, NMLS#662902 One of my favorites parts of the day while working at INB’s Chatham branch is when young children come through the doors carrying jars filled with the coins and dollars they have collected through chores and allowances. What I’ve found through years of banking and parenting is that…
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Podcasts Open Minds to Innovation

By Natalie Dodson Assistant Vice President, Mortgage Lending NMLS #574151 Podcasts aren’t new – they’ve been around for at least a decade, actually – but the popularity of podcasts has exploded in the last year or two as digital media use continues to increase. Podcasts allow us the opportunity to plug into a certain topic…
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Start Young: How to Teach Kids about Money Management

By Christopher M. Parks, CFP® INB Senior Vice President Overspending and debt accumulation seem to have become the culturally accepted norm for many, leading to a downward spiral where families often feel strained by bills and struggle to save for the future. Because of this, financial expert and best-selling author Dave Ramsey and his daughter…
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